Freedom Score™

One number that captures your financial readiness.

The Freedom Score™ measures ten dimensions of your financial life — from emergency savings to long-term planning — and turns them into a single score from 0 to 1000.

3 minutes · 10 questions · no signup required

Freedom Score
0
/ 1000
Financial Confidence

Sample score

How it works

Ten pillars, one score

Each pillar is worth 100 points. Your overall Freedom Score is the sum. Strengthening any pillar moves you up — and unlocks the next milestone on your freedom journey.

01

Emergency Preparedness

Months of expenses in accessible cash.

02

Budgeting

Tracking monthly cash flow and spending below income.

03

Debt Management

Non-mortgage debt load and a real payoff plan.

04

Net Worth

Tracked regularly and trending positive.

05

Investing

Consistent retirement and brokerage contributions.

06

Income Growth

Income stability and growth over the last 12 months.

07

Financial Protection

Right-sized insurance against the catastrophic.

08

Home & Assets

Owning what you live in and reserving for upkeep.

09

Long-Term Planning

Written goals, will, and beneficiary designations.

10

Financial Habits

Regular money review cadence.

The journey

Six levels of financial freedom

0249

Starting Out

Lay the foundation — one pillar at a time.

250449

Building Foundations

Habits are forming. Keep stacking wins.

450649

Gaining Traction

Real momentum. Tighten the weak pillars next.

650799

Financially Confident

You're ahead of most. Optimize and protect.

800924

Approaching Freedom

Independence is in sight. Compound it.

9251000

Financially Free

Work is now a choice. Design for legacy.