Car Loan
Enter price, down payment, and rate. See monthly payment, total interest, and the full 5-year cost before you sign.
$535
monthly payment
$5,209 in interest
Full cost
Loan amount
$26,885
Monthly payment
$535
Total interest
$5,209
Total of payments
$32,094
Total cost
$39,094
% of sticker
122%
Freedom Coach™
$535/mo for 60 months.
You'll finance $26,885 and pay $5,209 in interest — 122% of sticker over the life of the loan.
Premium
Save deal scenarios and compare — Fighters see how term length silently doubles interest.
Unlock Premium60 months or less. Beyond 60, you spend most of the loan underwater — owing more than the car is worth. If you can't afford a 60-month payment, you can't afford the car.
At least 20% new, 10% used. This keeps you right-side-up on the loan and gets you better rates.
APR includes fees; interest rate doesn't. Compare APR when shopping — dealer 'promotional' rates often hide origination fees that pop APR 1–2 points higher.
If rates have dropped 1%+ since you signed, or your credit score jumped 50+ points, run the refi numbers. It usually saves $500–2,000.
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