Cost of Living Calculator
Pick two US cities and your current salary. See the equivalent needed to maintain your lifestyle, plus a category-by-category breakdown of what's actually different.
$142,101
equivalent in San Francisco
+49.6% vs. current
Result
Equivalent salary
$142,101
Raise needed
$47,101
Austin index
119
San Francisco index
178
Freedom Coach™
To keep your lifestyle in San Francisco, you'd need $142,101 (+49.6%).
San Francisco is more expensive than Austin by roughly 49.6%. Housing usually drives the biggest gap.
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Unlock PremiumWe use a composite index blending the US Bureau of Economic Analysis Regional Price Parities (RPP) with Numbeo cost-of-living data, normalized so the US average = 100.
It means that city costs about 50% more than the national average across housing, food, transportation, healthcare, and utilities combined.
Use it as your floor — the minimum to keep your lifestyle whole. Push for 5–10% above that to reflect the friction of moving and to give yourself a real raise.
Housing is 30–40% of the average household budget and varies enormously between metros. A $400k Austin home can easily cost $1.2M in San Francisco.
Not yet — this tool covers US cities only. International moves involve currency, taxes, and healthcare that need their own analysis.
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