Job Offer Comparison
Model base, bonus, signing, equity, 401k match, PTO, healthcare, and commute for every offer. Winner = highest year-1 total value.
Offer B
wins year 1
+$49,881 vs. runner-up
Year-1 total comp
Offer A
$121,181
Offer B
$171,062
Freedom Coach™
Offer B leads year-1 total comp by ~$49,881.
Year-1 comp includes base+bonus, 401k match, signing bonus, equity vest, PTO value, healthcare, minus commute cost.
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Unlock PremiumTotal year-1 comp = base + bonus + 401k match + signing bonus + equity vest + PTO value + healthcare − commute. Then adjust for cost of living.
Public companies: annual vested value (grant / vest years). Private/startup: discount 30–70% for dilution and liquidity risk.
One-time, often clawed back if you leave within 12 months. Weight less than an equivalent base increase for multi-year decisions.
Yes. 20 PTO days on a $100k salary = ~$7,700 in cash-equivalent value each year. Companies with unlimited PTO often see less use, not more.
Employer contributions range $6k–$12k/yr. Ask HR for the total premium the employer pays; it's usually 80–90% of your family plan cost.
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