Kids Savings Goal
Set a target, current balance, and monthly contribution. See projected balance, months to goal, and the monthly amount required to hit target on time.
$3,068
projected in 5 yrs
Target: $5,000
Progress
Projected balance
$3,068
Shortfall
$1,932
Months to goal
96
Required $/mo
$54
On track?
Not yet
Freedom Coach™
Short by ~$1,932 — need ~$54/mo to hit goal.
At the current pace, they'll reach $5,000 in ~8 years.
Premium
Save one goal per kid, track progress over time, and share progress screens with the family.
Unlock PremiumConcrete, achievable, and personally meaningful: a bike ($200–$500), a game console ($300–$500), a first car ($3k–$8k), or college launch fund ($1k–$5k). Success on one goal builds the habit.
A high-yield kids savings account (Alliant, Capital One 360 Kids) pays 3–4% APY vs 0.01% at big banks. Match their savings 50% for the first year to jump-start motivation.
Split it: 50% to their goal, 50% to spend now. All-in-savings kills motivation; all-in-spending misses the compounding lesson.
Renegotiate the goal, not the habit. Let them redirect saved money to a new, more exciting goal — the discipline of saving is what you're teaching.
Age 8+ can understand statements. Age 12+ can benefit from a debit card + app (Greenlight, Copper) that visualizes progress.
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