Net Worth Tracker
See the one number that matters most.
Add your assets, list your liabilities, and watch the truth emerge. Benchmark against the age × income target, see year-over-year growth, and get a personalized next step. 100% free.
Assets — what you own
Use current fair-market values, not purchase price.
Liabilities — what you owe
Use current outstanding balances.
Your context
Asset vs. liability mix
Assets
Liabilities
Your net worth
$212,800
66% of your age 34 target ($323,000)
Total assets
$506,500
Total liabilities
$293,700
Debt-to-asset
58%
Health
53 · Building
$212,800 net worth — 66% of your age-34 target.
You've added $47,800 (29.0%) in the last year — keep the trend.
Automate an extra $792/mo into investments to compound your way to target.
Year-over-year
+$47,800(+29.0%)
vs. $165,000 a year ago
Premium
Track every month, see the real trendline.
Unlock unlimited monthly snapshots, side-by-side scenario comparisons, a printable PDF report, and monthly progress reminders.
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Frequently asked questions
What counts toward net worth?
Everything you own with real resale value (cash, investments, home, vehicles, valuables) minus everything you owe (mortgage, student loans, auto loans, credit cards, personal loans). Don't include illiquid items like future Social Security or pension expectancy.
Should I include my home and car?
Yes — at fair market value, not what you paid. The mortgage and auto loan go on the liability side. Tracking 'liquid net worth' (excluding home/cars) is also useful for understanding flexibility.
What's a good net worth for my age?
A widely cited rule is age × annual income ÷ 10. So at 35 making $80,000, the target is $280,000. It's a benchmark, not a verdict — life timing, kids, and starting point all matter.
How often should I update my net worth?
Monthly is the sweet spot. Quarterly is fine. Daily is anxiety. Monthly snapshots smooth out market noise and give you a real trendline over time.
Is the Net Worth Tracker free?
Yes — the calculator, trend chart, breakdown, and personalized coaching are completely free. Premium unlocks saving unlimited monthly snapshots, side-by-side scenario comparisons, a printable PDF report, and email progress reminders.
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